We are focused on providing individualized, personal services to help deliver financial planning services that fit your needs and the goals you want to achieve.
Financial planning
We offer comprehensive, evidence-based and results-oriented financial planning services to our clients. We can analyze a family’s entire financial picture or specific life events and their impact on financial goals.
College saving
We will help you map out your education savings needs and chart the plan to meet those needs.
Student loan management
We offer an in-depth analysis of student loans and options for managing those loans.
Budgeting
Based on historical financial information and future goals, we are experienced in cash flow analysis and budgeting for the best financial future for you.
Investment management
Asset allocation
We provide transparent, risk-matched asset management choices and execution with your financial goals always front and center. Our firm never recommends products with sales loads nor charges any commissions for investment services.
Risk tolerance assessment
Assessing a client’s risk tolerance and expectations are essential first steps we take with every client when creating a financial plan and executing on an asset allocation plan.
Alternative Investments
We will assist in providing a spectrum of alternative investment options including private equity, hedge funds, structured notes, private lending, and real estate.
Tax planning and strategy
We are hyper focused on making sure your taxes are not just routinely filed every year, but also pay strict attention to minimizing your tax liability in full compliance with today’s tax laws.
Tax Return Preparation and Filing
We can also provide tax return preparation. Although we recommend this service in conjunction with our tax planning and strategy services, it can also be done on a standalone basis.
Retirement planning
Feel rest assured knowing that you will have a financial plan mapping out what will be needed to retire at the age you want and live the life you want.
Monte Carlo simulations
We perform mathematical simulations to determine the range of outcomes that is most likely to occur given a variety of different assumptions.
Insurance needs and risk management
As insurance agents, we are uniquely qualified to analyze your insurance needs and to make conservative recommendations to protect you and your loved ones.
Life
We will give you the information to make a fully informed decision about the appropriate amount of life insurance needed for you and your family.
Health
As physicians, we are intimately knowledgeable about health insurance coverage and policies and will guide you to make the best decision for either you and your family or your business.
Disability
Having had personal experience with obtaining this insurance in our professional lives, we can help guide you through the occupational risks and protection you may need.
Long term care
We will assist you with envisioning long term care needs and help understanding the options.
E&O / malpractice
As former business owners, we understand the myriad legal risks that are a part of running any business and have a keen interest in making sure you are protected from lawsuits.
Estate planning
We will assist in making this process less anxiety-provoking and help put together a properly prepared plan that can give you peace of mind.
Asset protection
We can assist individuals and business owners use techniques to limit creditor’s access to assets within the structure of today’s laws.
Trusts
We can help navigate the different scenarios where trusts may be needed and the types/structure to make your decision making process easier.
Charitable giving
We will review the many ways you can leave a charitable legacy behind that makes an impact to the causes/communities you care about