We are focused on providing individualized, personal services to help deliver financial planning services that fit your needs and the goals you want to achieve.

Financial planning

We offer comprehensive, evidence-based and results-oriented financial planning services to our clients.  We can analyze a family’s entire financial picture or specific life events and their impact on financial goals.

College saving

We will help you map out your education savings needs and chart the plan to meet those needs.

Student loan management

We offer an in-depth analysis of student loans and options for managing those loans.

Budgeting

Based on historical financial information and future goals, we are experienced in cash flow analysis and budgeting for the best financial future for you.

Investment management

Asset allocation

We provide fee-only, transparent, evidence-based asset management choices and execution with your financial goals always front and center.

Risk tolerance assessment

Assessing a client’s risk tolerance and expectations are essential first steps we take with every client when creating a financial plan and executing on an asset allocation plan.

Tax planning and strategy

We are hyper focused on making sure your taxes are not just routinely filed every year, but also pay strict attention to minimizing your tax liability in full compliance with today’s tax laws.

Tax Return Preparation and Filing

We can also provide tax return preparation. Although we recommend this service in conjunction with our tax planning and strategy services, it can also be done on a standalone basis.

Retirement planning

Feel rest assured knowing that you will have a financial plan mapping out what will be needed to retire at the age you want and living the life you want.

Monte Carlo simulations

We perform mathematical simulations to determine the range of outcomes that can occur and ensure that you can sleep soundly at night.

Insurance needs and risk management

As insurance agents, we are uniquely qualified to analyze your insurance needs and to make conservative recommendations to protect you and your loved ones.

Life

We will give you the information to make a fully informed decision the appropriate amount of life insurance needed for you and your family.

Health

As physicians, we are intimately knowledgeable about the health insurance coverage and policies and will guide you to make the best decision for either you and your family or your business.

Disability

Having had personal experience with obtaining this insurance in our professional lives, we can help guide you through the occupational risks and protection you may need.

Long term care

We will assist you with envisioning long term care needs and help understanding the options.

E&O / malpractice

As former business owners, we understand the myriad legal risks that are a part of running any business and have a keen interest in making sure you are protected from lawsuits.

Estate planning

We will assist in making this process less anxiety-provoking and help put together a properly prepared plan that gives you peace of mind.

Asset protection

We can assist individuals and business owners use techniques to limit creditor’s access to assets within the structure of today’s laws.

Trusts

We can help navigate the different scenarios where trusts may be needed and the types/structure to make your decision making process easier.

Charitable giving

We will review the many ways you can leave a charitable legacy behind that makes an impact to the causes/communities you care about

Alternative Investments

We will assist in providing a spectrum of alternative investment options including private equity, hedge funds, structured notes, private lending, and real estate.