General Questions

1. What services does Acts Financial Advisors offer?

Acts Financial Advisors provides comprehensive financial planning for individuals and business consulting services for institutions. Our individual services include tax reduction, investment strategies, insurance analysis, estate planning, and more. For institutions, we optimize operations, enhance cash flow, and maximize business valuations for exit planning.

2. Who are your typical clients?

Our clients primarily include physicians, entrepreneurs, and small to medium-sized businesses. However, we serve a diverse range of individuals and institutions seeking expert financial advice.

3. How do I get started with Acts Financial Advisors?

To get started, you can contact us through our website to schedule an initial consultation. During this meeting, we will discuss your financial goals and how our services can help you achieve them.

About AFA

4. What makes you different from all the other financial advisors out there?

Wow. Where to start? Well, first, we aim to provide the absolute highest level of customer service to you, our client. In fact, it’s our priority 1, 2, and 3. Second, we have not only read all the books, we have also walked the walk and talked the talk. If you don’t know what that means, then keep reading below! Third, we include financial planning services and coaching services for all of our AUM personal clients.

5. Why Acts? What does Acts mean?

Our lives are a compilation of thousands of decisions we make and act upon. At Acts Financial, we want to help give our clients the information and tools to make decisions and to act upon that can lead to a more fulfilling life for our clients and their loved ones.

6. Why a bull?

Bulls symbolize not only an upturn in the stock market, which we hope to help effect for all of our clients, but also are creatures that take action.

7. Why did you switch from being a doctor to doing this?

As physicians, we both had experience starting, operating, and selling our own practices. Throughout the time we were high earners and business operators, we relied on a hodge podge of advisors and experts, each with a different specialization. However, none seemed to be able to coordinate well with others, leading to gaps in the advisory experience. Also, we felt that most were not necessarily looking out to our own good, but for their own self-interest. We are trying to make it comprehensive to make it easier for our clients.

8. Why should I trust you to be able to effectively manage my money?

We have both the book knowledge and the life experience of effectively managing personal finances, investments, minimizing taxes, and protecting assets. We take an approach to each, and we will work with you hand-in-hand, explaining our advice, answering your questions, and (because we know that psychology matters as much as intellectual knowledge) providing financial and life coaching along the way.

Individual Financial Planning

9. What is included in your comprehensive financial planning service?

Our comprehensive financial planning includes reducing tax bills, optimizing savings and investment strategies, analyzing insurance needs, inheritance and estate planning, retirement/college savings plans, and real estate investments.

10. How do you help with tax reduction?

We analyze your tax returns and recommend strategies to help minimize your tax liabilities. This includes identifying tax-efficient investment options, maximizing deductions, and planning for future tax implications.

11. Can you assist with retirement planning?

Yes, we help clients develop and implement personalized retirement plans, ensuring that they are on track to achieve their retirement goals. This includes strategies for saving, investing, and managing retirement income.

Business Consulting Services

12. What business consulting services do you offer?

We offer services designed to optimize business operations, enhance cash flow, and maximize business valuations. Our consulting services are tailored to the specific needs of small to medium-sized businesses.

13. How do you help with business exit planning?

Our exit planning services focus on maximizing the value of your business and preparing it for sale or succession. We provide strategies to enhance business performance and ensure a smooth transition.

14. Can you help improve my business’s cash flow?

Yes, we analyze your business operations and financials to identify opportunities for improving cash flow. This may involve optimizing expenses, managing receivables and payables, and implementing efficient financial practices.

Investment Strategies

15. What types of investment strategies do you recommend?

We recommend time-proven investment strategies that align with your financial goals and risk tolerance. This includes diversified portfolios, tax-efficient investments, and long-term growth plans.

16. How do you approach real estate investments?

We analyze the potential risks and returns of real estate investments, helping you make informed decisions. Our services include evaluating property values, rental income potential, and financing options.

17. Can you help with college savings plans?

Yes, we assist with creating and managing college savings plans, such as 529 plans, to ensure you are financially prepared for your child’s education expenses.

Additional Information

18. How are your fees structured?

Our fees are typically based on a percentage of assets under management or a flat fee for specific services. We provide transparent pricing and will discuss our fee structure during your initial consultation.

19. Is Acts Financial Advisors a fiduciary?

Yes, as fiduciaries, we are legally and ethically obligated to act in your best interests. We prioritize your financial goals and provide unbiased advice.

20. How do you ensure the security of my financial information?

We implement stringent security measures to protect your financial information, including secure data encryption, regular security audits, and strict confidentiality policies.

21. How often will we meet to review my financial plan?

We review your financial plan regularly and meet at the cadence you want to ensure your financial plan remains aligned with your goals.

Feel free to contact us with any other questions or to schedule a consultation. We look forward to helping you achieve your financial goals.